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Need Finance but
not the hassle?

WE TALK BANK SO YOU DON’T HAVE TO. FOR ALL MORTGAGE OR
REFINANCE SOLUTIONS, CONTACT RACHAEL AT STELLAR MORTGAGES.

Learn More

Need Finance but
not the hassle?

WE TALK BANK SO YOU DON’T HAVE TO. FOR ALL MORTGAGE OR
REFINANCE SOLUTIONS, CONTACT RACHAEL AT STELLAR MORTGAGES.

Learn More























BUYING YOUR FIRST HOME
OR NEXT PROPERTY

You want to buy a house, or you’ve already found the home you want. Now you just need the money, and you need it now. The banks can be intimidating, and you don’t know which one to go to or what to say. We do know what to do and say, and we’ll do all the work for you as your trusted mortgage advisers in Tauranga & Palmerston North.
Call Us

BUYING YOUR FIRST HOME OR NEXT PROPERTY

You want to buy a house, or you’ve already found the home you want. Now you just need the money, and you need it now. The banks can be intimidating, and you don’t know which one to go to or what to say. We do know what to do and say, and we’ll do all the work for you as your trusted mortgage advisers in Tauranga & Palmerston North.
Call Us
NOT JUST HOME LOANS

You’ve been avoiding your money issues forever. Your debts are all over the place and you’re starting to think you need to take control and make some solid financial plans for the future. Finance can be seriously boring but at Stellar Mortgages, we’re not boring people.

We can make things happen for you even if you’ve previously been unsuccessful in gaining a loan elsewhere. Personal loans, refinancing, business loans, building your new home, investment property finance, and IRD debts – we can handle the lot. As mortgage advisers, we go beyond standard home loans to deliver fast, practical solutions for every lending need.

TAKING CARE OF BUSINESS

You’re fully invested in the success of your business, you’ve got big plans, or maybe you just need to feel more in control of your business finances. The banks aren’t on board, you’re busy, and you just haven’t got time to explain it all again to another lender.

That’s where we come in. As experienced mortgage advisers based in Tauranga and Palmerston North, we specialise in taking care of the hard work for you. From negotiating with lenders to finding the right solution tailored to your needs.

STELLAR MORTGAGE ADVICE

Still wondering why you should choose an advisor and not just go straight to the bank? Here are the reasons why you shouldn’t just settle for any mortgage.

For many first-time buyers, the process can feel overwhelming, which is why having a professional mortgage adviser on your side, committed to your best interests, can make all the difference.

We’ll advise which deal might be the best choice for you.

We can ask the hard questions on your behalf

We’ll look at all the options the banks are offering

We’ll negotiate with the banks

You can call us directly - anytime

We’ll make sure your loan is structured to suit you

OPEN ALL HOURS

You’re trying to juggle work, the kids, your partner’s schedule… how on earth are you going to get to the bank during their opening hours?

Call us. We don’t just work from 9–5, we work around you. We can come to you, and we’ll deal directly with the banks on your behalf. What really matters is having a trusted mortgage adviser in Tauranga or Palmerston North on your side to make the home loan process simple and stress-free

Call Us

OPEN ALL HOURS

You’re trying to juggle work, the kids, your partner’s schedule… how on earth are you going to get to the bank during their opening hours?

Call us. We don’t just work from 9–5, we work around you. We can come to you, and we’ll deal directly with the banks on your behalf. What really matters is having a trusted mortgage adviser in Tauranga or Palmerston North on your side to make the home loan process simple and stress-free

Call Us

We had such a great experience working with Rachael from Stellar Mortgages. From the start, she took the time to really get to know us and understand our situation, which made such a difference in how she guided us through the process.

She explained everything in a way that was easy to understand, laid out all our options clearly, and talked us through what each one meant so we could make the best decision for us. She was always open, honest, and incredibly knowledgeable, which made the whole experience feel a lot less overwhelming.

Rachael helped us secure a cash contribution from our current bank, which we were so stoked with, and we felt supported every step of the way. We’d 100% recommend her to anyone and wouldn’t hesitate to work with her again.

SARAH GILLUM

I had such a great experience working with Rachael. She was incredibly supportive, patient, and made the whole process feel so much less overwhelming. Rachael took the time to explain everything clearly and was always available to answer my questions.

What really stood out was how much she genuinely cared about getting the best outcome for me. I felt supported every step of the way and I am so grateful for all her help.

Highly recommend Rachael to anyone looking for an amazing mortgage broker.

LINDA
Rachael was outstanding to deal with. Understood what i needed and even managed to negotiate hard with the bank to get them to change their mind on a few things.

Thanks Rachael – highly recommended
Callum Mitchell

The Right Place to Start For Mortgage Advice!

If you’re looking for a sign that says you’re in the right place, this is it. It all starts with you reaching out. We’ll be your Stellar Mortgage guides, helping you secure the right finance.
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